How to read

One engine, explicit assumptions

Amounts are monthly and rounded to the nearest shekel. Employer cost includes gross pay, employer National Insurance, pension, severance and the education fund when selected.

The cases cover tax brackets, insurance ceilings, tax credits, pension-rate changes, the education fund and the public model boundary.

40 cases

Reference results

#	Gross	Credits	Employee pension	Education fund	Income tax	National Insurance	Health	Net	Employer cost
1	0	2.25	6%	Yes	0	0	0	0	0
2	5,000	2.25	6%	No	0	52	162	4,487	5,967
3	5,000	0	6%	No	395	52	162	4,092	5,967
4	7,000	2.25	6%	Yes	9	73	226	6,098	8,879
5	7,010	0	0%	No	701	73	226	6,010	8,366
6	7,703	2.25	6%	Yes	92	80	249	6,628	9,770
7	8,000	2.25	6%	Yes	127	101	264	6,828	10,156
8	8,000	4.25	6%	Yes	0	101	264	6,955	10,156
9	10,000	2.25	6%	No	365	241	368	8,426	12,005
10	10,060	0	0%	No	1,128	245	371	8,316	12,078
11	12,000	2.75	6%	Yes	613	381	471	9,515	15,354
12	15,000	2.25	6%	Yes	1,334	591	626	11,174	19,251
13	15,000	4.25	6%	Yes	850	591	626	11,658	19,251
14	15,712	2.25	6%	Yes	1,476	641	663	11,597	20,177
15	15,712	2.25	6%	No	1,476	641	663	11,989	18,998
16	19,000	0	0%	No	2,916	871	833	14,380	23,024
17	19,000	2.25	6%	Yes	2,134	871	833	13,630	24,202
18	20,000	2.25	6%	Yes	2,444	941	885	14,138	25,426
19	20,000	5.25	6%	Yes	1,718	941	885	14,864	25,426
20	25,100	0	0%	No	4,807	1,298	1,148	17,847	30,492
21	25,100	2.25	6%	Yes	4,025	1,298	1,148	16,730	31,670
22	30,000	2.25	6%	Yes	5,740	1,641	1,402	19,025	37,669
23	32,000	2.25	6%	Yes	6,440	1,781	1,505	19,961	40,118
24	32,000	3.25	6%	Yes	6,198	1,781	1,505	20,203	40,118
25	32,000	2.25	6%	No	6,440	1,781	1,505	20,354	38,940
26	38,000	2.25	6%	Yes	8,540	2,201	1,815	22,771	47,464
27	40,000	2.25	6%	Yes	9,246	2,342	1,920	23,699	49,914
28	40,000	4.75	6%	Yes	8,641	2,342	1,920	24,304	49,914
29	46,690	0	0%	No	12,618	2,847	2,292	28,932	56,966
30	46,690	2.25	6%	Yes	11,836	2,847	2,292	26,520	58,144
31	50,000	2.25	6%	Yes	13,623	3,113	2,489	27,382	62,234
32	51,910	2.25	6%	Yes	14,654	3,175	2,534	28,040	64,494
33	60,000	2.25	6%	Yes	19,091	3,175	2,534	31,207	73,784
34	60,130	0	0%	No	19,948	3,175	2,534	34,473	72,754
35	60,130	2.25	6%	Yes	19,166	3,175	2,534	31,255	73,933
36	80,000	2.25	6%	Yes	30,574	3,175	2,534	38,524	96,750
37	100,000	2.25	7%	Yes	42,057	3,175	2,534	44,841	119,716
38	150,000	2.25	6%	Yes	70,765	3,175	2,534	64,134	177,131
39	250,000	2.25	6%	Yes	128,180	3,175	2,534	100,719	291,961
40	500,000	2.25	6%	Yes	271,717	3,175	2,534	192,181	579,036

External-system check

SLA: at most ILS 1 per component

Last compared on 2026-08-24.

Reference cases passed7/7

Largest measured delta0.76 ₪

The check uses only fixed synthetic amounts. Neto user salaries are never sent to the external calculator.

#	Gross	External net	Neto net	Maximum delta	Status
1	7,000	6,273	6,273	0 ₪	Pass
2	7,703	6,820	6,820	0.01 ₪	Pass
3	10,000	8,426	8,426	0 ₪	Pass
4	19,000	14,022	14,022	0 ₪	Pass
5	25,100	17,123	17,123	0 ₪	Pass
6	51,910	28,432	28,433	0.71 ₪	Pass
7	75,000	37,087	37,088	0.76 ₪	Pass

The comparison covers monthly base pay, 2.25 credit points, 6% employee pension, 6.5% employer pension, 8.33% severance and no education fund. It checks tax, insurance, deposits, net pay and employer cost in every case.

An external calculator is not a source of law. When a small ceiling difference exists, Neto follows the official Tax Authority publication and records the delta instead of forcing an artificial match.

Malam Payroll calculator used for comparison

Sources

Tax-year configuration

Last verified on 2026-08-24.

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Methodology